Fast and flexible financing solutions for real estate projects
Real estate-secured financing for companies
- Loan amount up to 1 000 000 €
- Interest from 11%
- LTV up to 75%
- Get a response in 24 hours
- Flexible schedules
- Personal approach – contact us!
Calculate your monthly interest payment
Montly payment in €
458.33
Indicative monthly payment with a bullet schedule - please fill out the application to receive a quote.
Financing Options
We offer real estate-backed loans for businesses.
We are fast and flexible, always providing a personalized offer.
Explore our loan products and see how we can be of benefit to you.
Development loan
For the development and construction of a real estate project
- Loan amount up to 1 000 000 €
- Interest from 11% aastas
- LTV (loan to collateral value ratio) up to 75% or up to 70% of the construction works certificate
Real estate loan
Business loan secured by real estate
- Loan amount up to 1 000 000 €
- Interest from 11% aastas
- LTV (loan to collateral value ratio) up to 75
How to apply for a loan?
1. Submit an application
Send us an application by email to taotlus@kinnisvaralaen.ee or fill out the application form.Describe your request and business plan, provide company details, desired loan amount, and information about collateral.
2. Communication and loan offer
We will review the information you have sent and contact you if you have any additional questions. We will help you find the best financing solution. We will send you the first offer within 24 hours.
3. Agreement and payment
If the conditions are suitable, we sign the loan agreement and ensure a quick transaction at the notary to sign the mortgage agreement. The money is then available for the borrower - the entire process takes 2-3 business days.
Fill out the application form
Why partner with us?
Kapitalipartner OÜ is founded by experienced professionals with decades of experience in real estate development, investments, lending, and project financing.
Kapitalipartner – your capital partner!
About us
Kapitalipartner OÜ started its operations in 2025 and the company based on Estonian capital, dedicated offering real estate-secured commercial loans to companies.
Kinnisvaralaen.ee is a trademark of Kapitalipartner OÜ.
Mission
By offering flexible and reliable financing solutions, we support the growth of companies and help them achieve their goals.
Vision
To be the preferred capital partner for companies, providing them opportunities for sustainable growth and confidence in any market situation.
FAQ
How quickly can I receive a loan?
After submitting the loan application and all the necessary information, we will review the information sent and contact you if we have any additional questions. We will help you to find the best financing solution.
We will send you the first offer within 24 hours.
If the conditions are suitable for you, we will sign the loan agreement and ensure a quick transaction at the notary to sign the mortgage agreement. Then the money is already at the client's disposal - the whole process takes 2-3 business days.
Is it possible to get a business loan without real estate collateral?
No, we do not issue loans without real estate collateral. We specialize in issuing business loans to Estonian companies secured by Estonian real estate.
Do you also give loans to private individuals?
No, we do not issue loans to private individuals. We specialize in issuing business loans to Estonian companies secured by Estonian real estate.
Is it possible to get a loan with land as collateral?
Yes, we also provide loans with land as collateral! Our team's long-term real estate experience allows us to analyze even the most complex projects and collaterals. We always try to find the best solution for our clients!
Do you finance projects outside bigger cites?
Yes, we consider financing projects all across Estonia. Our team's long-term real estate experience allows us to analyze even the most complex projects and collaterals in different locations. We always try to find the best solution for our clients!
What kind of information do I need to provide to receive a loan offer?
Send us an application by email to taotlus@kinnisvaralaen.ee or fill out the application form. on the website.
Describe your request and business plan to us, provide company details, desired loan amount and information about the collateral.
Is it possible to get a loan without a property appraisal?
Yes, it is possible to get a loan from us without a property appraisal!
Our team's long-term real estate experience allows us to analyze even the most complex projects and collaterals. We always try to find the best solution for the clients!
What are your fees?
All our fees are listed in our price list (link). We don’t have any hidden fees!
Is it possible to prolong the loan?
Yes, the loan can be prolonged. To prolong the loan, please contact us at least 30 days before the contract due date so that we can complete all necessary procedures in time.
Can I repay the loan early?
Yes, you can always repay the loan early!
Want more information?
If you have any questions, give us a call and we'll quickly work out a solution for you.
+372 5555 5555
Or feel free to write to us, and we'll contact you directly
info@kinnisvaralaen.ee
Kapitalipartner OÜ, registration code 17127578.
Mere pst 8-18, 10111 Tallinn.
All rights reserved.